ACME Mortgage

Home Refinance

Get a fixed interest rate and lower payments spread over 30 years.

Key Benefits

Six Simple Steps

Our process for refinancing is designed to assist you in achieving your financial objectives, whether they are immediate or future-focused. Are you looking to lower your monthly expenses, or do you require a significant amount of funds? These are common reasons for considering refinancing.

Consultation

A Mortgage Consultant will support you throughout the lending journey. They will assess your needs, clarify expectations, and explain the various options available to you.

Application

Your Mortgage Consultant will guide you in completing an online application and gathering the required documentation. Typically, we will ask for items such as bank statements, pay stubs, and tax returns.

Appraisal

We will coordinate with a local appraiser to conduct an inspection of your property as part of the appraisal process. Once it is completed, you will be provided with a copy of the appraisal report.

Underwriting

Your Mortgage Consultant will assist you in finalizing your online application and submitting the necessary documentation. Usually, this includes pay stubs, tax returns, and bank statements.

Approval

Once all requirements are fulfilled, your loan will be approved. You will receive a Closing Disclosure (commonly referred to as a CD). It is crucial that you have this document at least three business days before the signing of your final papers.